Is ₹1 Lakh a Month Enough to Live Alone in Bengaluru? Woman's Expense Breakdown Sparks Debate (2026)

A Bengaluru woman's monthly expense breakdown has sparked a debate about the cost of living alone in the city. Shradha Saini shared her financial routine on Instagram, revealing a monthly expenditure of approximately ₹1 lakh. Her basic living expenses, including rent, utilities, maintenance, cleaning, and groceries, amount to ₹40,000. Saini's daily commute costs ₹1,000, with a ₹50 morning auto ride and a walk back. Weekends involve cab rides for outings, shopping, and social activities, adding ₹5,000 to her budget. Food expenses, including eating out and food delivery, total ₹6,000 monthly, and she has auto-debit subscriptions costing ₹2,000. Saini's discretionary spending on shopping, clothes, makeup, and personal items is around ₹25,000, and she manages an EMI of ₹18,000. Social media reactions to her video have been mixed, with some users sharing similar budgets and others questioning the necessity and sustainability of such expenses.

Is ₹1 Lakh a Month Enough to Live Alone in Bengaluru? Woman's Expense Breakdown Sparks Debate (2026)
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